Christopher Gunias

Chris Gunias has 20 years of experience building Bank Secrecy Act (BSA) & Anti-Money Laundering (AML) compliance programs for large and complex organizations, including Western Union, WorldRemit, and many money transmitter and crypto startups. Mr. Gunias has held various leadership positions in the BSA/AML regulatory compliance industry, including risk management, audit, and information governance. Before joining the Financial Services Industry in 2001, Mr. Gunias was an Intelligence Analyst in the United States Navy for six years.

During his career, Mr. Gunias has developed and managed the creation of several BSA/AML functions, including transaction monitoring, OFAC & sanction monitoring, quality assurance, risk assessments, internal audit, regulatory exam management, training, testing / tunning, implementing internal controls and has served as the compliance expert for two Boards of Directors. While at WorldRemit, Mr. Gunias built a world-class multi-regional international BSA/AML compliance department over three years, growing from a staff of four to more than 50 while maintaining high-quality standards during 10-15 percent month-over-month transaction growth.

Throughout his long career in financial services, Mr. Gunias has worked in several MSB compliance functions such as BSA/AML, Counter Financing of Terrorism (CTF), Quality Assurance Management, Training, performing risk assessment, conducting independent reviews, regulatory licensing, OFAC and Sanctions Compliance, and Risk Management and Mitigation. He also has experience performing internal audits, developing records management and information governance programs, and Project Management (Agile and Waterfall).

Mr. Gunias is the ex-Compliance Officer for WorldRemit and serves as a Fractional Compliance Officer for several money transmitters and crypto dealers/exchanges fintech startups, including developing their BSA/AML programs, procedures, developing internal controls, and assisting in securing banking relationships.